Coverage Overview
Connecticut's construction industry faces unique risks, from coastal projects in Fairfield County to urban development in Hartford. Our specialized construction insurance packages protect contractors and builders against the specific liabilities, property risks, and professional exposures encountered on Connecticut job sites.
Trade-specific coverage tailored to general contractors, subcontractors, and specialty trades
Project-specific builders risk policies for new construction and renovations
Equipment and tools coverage that travels with you to multiple job sites
Specialized coverage for Connecticut's coastal construction projects
What Our Construction Insurance Covers
We offer comprehensive insurance packages designed specifically for Connecticut's construction industry, with options for businesses of all sizes and trades.
General Liability
Protects against third-party bodily injury, property damage, and personal injury claims arising from your construction operations.
Workers' Compensation
Covers medical expenses and lost wages for employees injured on the job, complying with Connecticut's workers' comp requirements.
Builders Risk
Covers projects under construction against fire, theft, vandalism, and certain weather events, protecting materials and work in progress.
Commercial Auto
Provides protection for company vehicles and employees using personal vehicles for business purposes on Connecticut job sites.
Equipment & Tools Coverage
Protects valuable construction equipment and tools against theft, damage, and loss, whether owned, rented, or leased.
Professional Liability
Covers design errors, construction management mistakes, and other professional services that result in financial harm to clients.
Connecticut Construction Considerations
Building in Connecticut presents unique challenges that require specialized insurance solutions.
Coastal Exposures
Connecticut's coastline presents unique challenges for builders, including flood zones, hurricane exposure, and specialized building codes for coastal construction.
Historic Renovations
Connecticut's many historic properties require specialized insurance for renovation projects that preserve architectural elements while meeting modern codes.
Seasonal Considerations
New England's distinct seasons create unique risks, from winter weather damage to summer storm exposures, requiring year-round protection for projects and equipment.