Coverage Overview
Connecticut's thriving professional services sector—spanning financial services, legal, healthcare, technology, architecture, engineering, and more—faces unique liability exposures related to the specialized advice and services they provide. Our professional liability insurance (also known as errors and omissions or E&O insurance) protects your firm against claims alleging negligence or failures in your professional services.
Coverage tailored to your specific profession and services
Protection against claims of negligence, errors, or omissions in your work
Defense costs coverage—often the most significant expense in professional liability claims
Prior acts coverage to protect against claims from work performed in the past
What Our Professional Insurance Covers
We offer comprehensive insurance solutions designed specifically for Connecticut's professional service firms, with options tailored to your industry, size, and specific risks.
Professional Liability/E&O
Protects against claims of negligence, errors, or omissions in the professional services you provide to clients.
General Liability
Covers third-party bodily injury, property damage, and personal injury claims unrelated to your professional services.
Cyber Liability
Provides protection against data breaches, ransomware, and other cyber threats that can compromise client information.
Employment Practices Liability
Covers claims from employees alleging wrongful termination, discrimination, harassment, or other employment-related issues.
Business Property
Protects your office space, equipment, furniture, and other business property against covered perils.
Workers' Compensation
Covers medical costs and lost wages for employees injured on the job, meeting Connecticut's legal requirements.
Connecticut Professional Considerations
Connecticut professional firms face specific challenges that require specialized insurance solutions.
Regulatory Environment
Connecticut's financial services, healthcare, and legal sectors face stringent regulatory requirements that impact professional liability exposures and insurance needs.
High-Value Clients
Professional firms in Fairfield County and other affluent areas often serve high-net-worth clients, creating larger potential liability exposures that require higher coverage limits.
Multi-State Operations
Many Connecticut professional firms serve clients across the Northeast and beyond, requiring coverage that extends to multiple jurisdictions with varying legal environments.