Coverage Overview
Your home is likely your largest investment, and Connecticut homes often have unique features that require specialized insurance protection. We provide customized home insurance policies that protect your dwelling, personal property, and liability, with options specifically designed for Connecticut's diverse housing market.
Guaranteed replacement cost options for complete rebuilding protection
Extended coverage for high-value homes in Fairfield, New Haven and Hartford counties
Water backup and sump pump failure protection for New England weather
Special options for historic homes and coastal properties
What Our Home Insurance Covers
We offer comprehensive home insurance policies customized for Connecticut homeowners, with options for standard and high-value properties.
Dwelling Coverage
Protects the structure of your home, including walls, roof, floors, and built-in appliances against covered perils.
Personal Property
Covers your belongings inside and outside your home, with special options for high-value items in Connecticut homes.
Liability Protection
Provides coverage if someone is injured on your property or if you accidentally damage someone else's property.
Additional Living Expenses
Covers costs if you need to temporarily relocate while your home is being repaired after a covered loss.
High-Value Home Coverage
Specialized protection for luxury homes with premium features, high-end finishes, and custom construction.
Connecticut-Specific Coverage
Options for coastal properties, historic homes, and protection against weather events common in New England.
Connecticut-Specific Considerations
Connecticut homeowners face unique insurance challenges that require specialized coverage options and local expertise.
Coastal Properties
Homes in coastal areas of Fairfield and New Haven counties may require specialized coverage for wind damage and storm surge. We work with carriers that specialize in coastal properties.
Historic Homes
Connecticut's historic homes require specialized insurance that covers true replacement of period details and craftsmanship, which standard policies often don't adequately cover.
Weather Concerns
New England's harsh winters, heavy snow, ice dams, and seasonal storms require additional considerations in your homeowners policy.