Connecticut Insurance Insights

Private clubs combine hospitality, recreation, seasonal staff and volunteer boards. The coverage Connecticut clubs need, from liquor liability and pools to D&O for the board.

Connecticut's aerospace, defense and precision manufacturers face product, recall, equipment and cyber exposures that a basic package misses, plus the federal CMMC cybersecurity requirements now in contracts.

Malpractice is only one part of a practice's program. What Connecticut physicians, dentists and therapists need for liability, patient data, equipment and employees.

Connecticut's Common Interest Ownership Act shapes what an association must insure. A guide for boards and managers on the master policy, deductibles, D&O, crime and flood.

Connecticut's Supreme Court has refused to enforce recreational liability waivers against negligence claims. What that means for gyms, studios and trainers, and the coverage that actually protects them.

A general liability policy does not cover customers' cars in your shop. How garage liability, garagekeepers and related coverages fit together for Connecticut repair and collision shops.

A burn from a chemical treatment or a reaction to a facial is a professional liability claim, not a slip-and-fall. What Connecticut salons, barbershops, spas and booth renters need.

When a software bug or a managed-service outage costs a client money, general liability does not respond. How Connecticut tech firms combine technology errors and omissions with cyber liability.

Connecticut does not currently require licensed child care programs to carry liability insurance, but nearly every center needs it. Coverage for abuse claims, transportation, property and staff.

Craft beverage producers are manufacturers, retailers and bars at once. The coverage Connecticut breweries, wineries and distilleries need for products, taprooms, equipment and inventory.

Interstate carriers face FMCSA minimums; Connecticut household goods movers need a CTDOT certificate. What truckers and movers need for liability, cargo, physical damage and drivers.

Connecticut does not require attorneys to carry malpractice insurance, but most firms do. How lawyers' professional liability works, plus the cyber and wire-fraud risks law firms face.