Expert advice and local insights to help Connecticut residents and businesses make informed insurance decisions. From weather protection to regulatory updates, we cover what matters most to our community.
In many Connecticut towns, the homeowner or business next to a public sidewalk, not the town, is liable when someone slips on snow or ice. How Section 7-163a works and how your insurance responds.
Renters insurance in Connecticut typically costs about $10 to $16 a month. What it covers, why your landlord's policy does not protect your belongings, and what students and roommates should know.
Renting your Connecticut home, cottage or ADU on Airbnb or Vrbo usually falls outside a standard homeowners policy. How platform protections work, town licensing, the 15% occupancy tax, and the right coverage.
Practical ways Connecticut homeowners reduce premiums in 2026: deductibles, roof upgrades and FORTIFIED construction, protective devices, bundling, claim habits, and when to shop through an independent agent.
A step-by-step guide to challenging a denied or underpaid home or auto claim in Connecticut: the denial letter, appraisal, public adjusters, and filing a complaint with the Connecticut Insurance Department.
Most Connecticut homeowners policies provide little or no coverage for business property and business liability. What is excluded, the typical $2,500 limit, and the three ways to close the gap.
How independent agents, captive agents and direct insurers differ in Connecticut, who each one suits, and the questions that tell you whether you are getting advice or just a price.
How to check an agent's Connecticut license, what credentials mean, the questions to ask, and the red flags that should send you elsewhere.
Typical 2026 cost ranges for general liability, BOPs, workers' compensation, professional liability and commercial auto, plus the Connecticut factors that push your premium up or down.
Forming an LLC in Connecticut does not protect the business's own assets and does not replace insurance. What is legally required, what contracts require, and what most LLCs should carry.
Under Connecticut's Dram Shop Act a seller can owe up to $250,000 when an intoxicated patron injures someone. How the statute works, why general liability excludes it, and what liquor liability covers.
Connecticut's employment laws reach very small employers, and harassment training is mandatory at three employees. How EPLI responds to discrimination, harassment and retaliation claims, and what it excludes.
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