Connecticut Insurance Insights

Professional liability covers claims that your advice or service caused a client a financial loss, which general liability excludes. Who needs it in Connecticut, and how retro dates and tail coverage work.

Connecticut adult-use cannabis sales began in January 2023, but federal illegality keeps many standard carriers out. What coverage cannabis businesses need and where it comes from.

Many general liability policies exclude snow and ice removal, and personal auto policies exclude plowing for hire. What Connecticut plow and landscaping contractors need, and what property owners should require.

Business interruption pays lost income only after covered physical damage, and an off-site power outage is usually not covered without a utility service endorsement. How it works for Connecticut storms.

Short, direct answers to the questions Connecticut residents and business owners ask most about home, auto, flood, umbrella and commercial insurance, with links to our full guides.

What changes on your home and auto insurance when you move to Connecticut from another state, and why a licensed advisor reviews it instead of a quote calculator.

How to document your home's contents before a claim, not during one - a practical checklist for Connecticut homeowners.

Why a standard Connecticut auto policy can leave a gap between what a totaled car is worth and what is still owed on it, and where gap coverage fits in.

What shapes auto insurance for New London, CT drivers - Connecticut requirements, local factors, and why an advisor reviews the details instead of an instant online quote.

Why New England Insurance uses a licensed advisor instead of an instant online quote calculator, and what that tradeoff actually buys you.

A growing number of Connecticut homeowners are getting non-renewed after a carrier reviews an aerial or satellite photo of their roof. State regulators have already ruled on how far that practice can go.

Connecticut law gives you 60 days after a non-renewal notice before coverage actually ends. Here is what the notice can and cannot say, what the FAIR Plan actually covers, and how to use the window.